Apply for a personal loan

Loan repayment terms range from a minimum of 24 to a maximum of 72 months. The maximum interest rate with regards to a DirectAxis Personal Loan is 29.25% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a R50 000 loan at an interest rate of 29.25% per annum plus a once-off initiation fee of R1 207.50 (added to the loan amount in this example) and a monthly admin fee of R69.00, over 72 months would have a total cost of R111 760.74. 

  • DirectAxis
    Stats

  • 24%

    Consolidation

    of customers use loans for consolidation
  • 24%

    Renovations

    of customers use loans for renovations
  • 12%

    Education

    of customers use loans for education